In 2024, young Russians began to borrow more often

July 11th. /MEDIA TALK/.On Thursday, July 11, it became known that at the beginning of this year, the share of the youngest borrowers in the microloan segment increased. Thus, the number of citizens under the age of 30 who have issued a payday loan increased by 4.5 percentage points and exceeded the 40% level for the first time, the National Bureau of Credit Histories reported.

The shares of the other age groups, on the contrary, decreased.


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Citizens under the age of 30 remain the most popular clients of MFOs in Russia — 41.7%, Russians over 50 are the least likely to apply for micro-loans — 10.8%.

The NBKI believes that the trend is explained by the regulator's attempts to cool down the credit market. Young people faced the inability to get loans from banks, which is why customers switched to MFIs.

Recall that in May of this year, the average size of a micro-loan in Russia increased to 10.06 thousand rubles. Compared to April, the indicator increased by 0.5%.