Russian citizens have placed a record amount on term deposits

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Russian citizens have placed a record amount on term deposits
March, 3rd. /MEDIA TALK/. In January 2025, Russian banks recorded a significant increase in the volume of term deposits of individuals — by almost 900 billion rubles.

Such data is provided by Kommersant with reference to statistics from the Bank of Russia. The indicator is noticeably higher than in January 2024, when the increase amounted to just over 600 billion rubles, which indicates an increased activity of citizens in placing their savings.

An increase in deposit placements was noted in almost all major banks, but Sberbank was an exception: its deposit portfolio decreased by 150 billion rubles. This is the first decrease in the last few months, which raises questions about possible changes in the bank's strategy or proposals, experts say.


Photo: ru.freepik.com

T-Bank stands out among the leaders in attracting deposits, which increased the volume of deposits by 411.7 billion rubles. It is followed by Alfa-Bank (+191.2 billion rubles) and VTB (+168.7 billion rubles). Sovcombank took the fourth place with an increase of 51.9 billion rubles.

Yandex Bank also entered the top 10, having increased its deposit base by 14.9 billion rubles. Such results highlight the increased competition in the banking market and the growing trust of citizens in financial institutions.

Earlier, we wrote that in 2024, the Central Bank of the Russian Federation recorded over two thousand complaints from the public about problems with deposits in banks.
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