According to the data of the Scoring Bureau published by Forbes, in January 2025 overdue debt on credit cards amounted to 11.5% of the total loan portfolio on cards in banks of the Russian Federation. At the beginning of 2025, the total amount of such loans increased to 4.4 trillion rubles, which is 30% more than last year.
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The Scoring Bureau noted that the increase in credit card debt correlates with the dynamics of total lending, and at the moment this does not pose a threat to the stability of the banking system.
In December 2024, according to the Scoring Bureau, the average indicator of the full cost of credit on credit cards in Russia reached 38.8%.
