The document says that in January-September, a decrease in consumer activity of customers was noted in Russia, and the growth of retail lending also slowed down. At the same time, the pace of providing loans to corporate users remained at a high level.
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Sberbank's mortgage portfolio is estimated at 11 trillion rubles, while its growth has slowed from 24.6% to 8.3% since the beginning of the year. The indicator for consumer loans increased by 8.6%, to 4.3 trillion, credit cards — by 34.4%, to 2.2 trillion rubles. The corporate loan portfolio slowed down to 13.9% and is estimated at 26.5 trillion.
Funds of individuals on deposits in Savings increased by 15%, to 26.3 trillion rubles, legal entities — by 19.9%, to 16.5 trillion.
Recall that last week it was reported that in January-September T-bank received 43 billion rubles of net profit. The indicator grew by 27% year-on-year.