Photo: ru.freepik.com
The tendency to reduce the volume of loans issued has been noted since July of this year, since then the amount of loans issued has been increasing monthly. For example, since October it has decreased by 13.4%.
The main reason is high rates in banks, we have already written about this several times. According to the National Bureau of Credit Histories, the total amount of consumer loans issued to Russian citizens in October 2024 reached 320 billion rubles, which is 24.8% less than in September.