The Central Bank has become twice as likely to block customer accounts on suspicion of fraud

November 22nd. /MEDIA TALK/. According to the results of 3 quarters of 2024, the Bank of Russia recorded a doubling of the number of bank customer accounts included in the Central Bank database in the "Fraud" category. The number of customer complaints about the suspension of service due to entering the database of suspicious transactions increased by 93.5%. As explained to Izvestia in the press service of the regulator, the complaints are mainly related to the requirement to exclude drops from the so-called database. A dropper (or drop) is a front person involved in a fraudulent scheme to "whitewash" money (approx. "Media Talk").


Photo: ru.freepik.com

The Central Bank explained that most of the requests were rejected, as banks confirmed signs of fraud on the transactions of such clients. Recall that in July, the Central Bank tightened the requirements for banks. In particular, credit institutions are required to suspend payment for two days if information about the recipient of this transfer is in the regulator's database of fraudulent transactions.

We recently wrote that the Central Bank will limit the issuance of risky mortgage and car loans from April 1, 2025.