The financier advised Russians not to close loans ahead of schedule in the coming years

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The financier advised Russians not to close loans ahead of schedule in the coming years
September 23rd. /MEDIA TALK/.On Monday, September 23, Andrey Ponomarev, CEO of the Webbankir online financial platform, advised Russians not to close loans ahead of schedule in 2024 and 2025. It is now more profitable for bank customers to deposit funds and use the income from the deposit to service loans, he told <url>.

According to the financier, a unique situation has developed in Russia due to the high key rate. Now, citizens who previously issued loans at a relatively low interest rate can make the necessary payments using income from deposits that have become more profitable.


Photo: ru.freepik.com

The expert added that deposit rates may increase further by 2025.

Recall that last week it became known that the average cost of a cash loan in Russia exceeded 29%. Thus, the overpayment for the registration of the product for 2.5 years will amount to more than 60% of the loan amount.
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