The program, launched on January 1, 2024, helps citizens build savings for the future. Participants who contribute more than 2,000 rubles per year can count on government support in the form of an additional payment of up to 36,000 rubles. Additionally, a tax deduction of up to 52 thousand rubles per year is provided, and the funds in the account are protected by insurance of up to 2.8 million rubles.
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According to Alexey Yakovlev, director of the Financial Policy Department of the Russian Ministry of Finance, the agency is working to improve the program in order to attract employers to participate - it is expected that employee contributions will become part of the corporate social package.
The agency is also preparing changes that will repeal the rule of perpetual loss of co-financing. Now, if an account is closed prematurely for no valid reason, the state stops supporting not only this agreement, but also all others, including future ones.
