In total, since the beginning of this year, financial organizations have earned 2.7 trillion rubles, which is 5% more than a year earlier. The reasons were the growth of the business and the low cost of risk in the corporate portfolio.
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The regulator also provided data on various types of loans. Thus, the volume of mortgages in banks increased by 0.9% last month, which is comparable to the August result. At the same time, more than half of the figure fell on the preferential program for families.
Consumer lending slowed significantly, from 1.3% to 0.7%. Funds held by legal entities and individuals in banks increased by 1.8 and 1.3%, respectively.
Recall that this spring, the media predicted that the country's financial institutions could break the profit record again in 2024. The indicator is expected to reach 3.1-3.5 trillion rubles.