Experts believe that the end of preferential programs and high rates will lead to a significant decrease in the rate of registration of housing loans. The level may drop to four trillion rubles, which is closer to the result of 2020, when 4.4 trillion loans were issued in the country.
Photo: ru.freepik.com
At the same time, market mortgages will account for about 1.68 trillion, concessional mortgages — about 2.5 trillion, which is significantly lower than in 2023, when the country's banks issued two million loans worth 7.8 trillion rubles.
The agency noted that the current rates on housing loans can be considered prohibitive, as they reached 20.83-20.87% per annum.
Recall that last week it was reported that banks in the Russian Federation began to refuse customers more often to apply for mortgages. So, in July, the share of applications that were not approved reached its maximum since the beginning of 2024 — 57%.
