Compared to January 2024, the volume fell by 60%, and their total amount by 63%. The average loan size dropped from 68 to 62 thousand rubles, and the repayment period was reduced from 20 to 14 months. Such data is provided by the United Credit Bureau.
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Compared to December 2024, the number of loans decreased by 11% and the amount decreased by 13%. The rate on such loans in January was 26.02%, which is higher than in December, when this figure was 24.93%.
Among the regions, only in Crimea, the number of loans increased by 9%, and their amount by 21%. The largest number of loans were issued in Moscow, the Moscow region, St. Petersburg, the Krasnodar Territory and the Sverdlovsk Region. The largest loans were taken out in the Chechen Republic (94 thousand rubles), and the longest they are repaid in Yakutia is 16 months.
Earlier we wrote that the average repayment period of mortgage loans has decreased in Russia.
