Macroprudential limits will help to curb the growth of the population's creditworthiness, according to the regulator, as well as reduce risks from banks and microfinance organizations.
Photo: ru.freepik.com
It is considered risky to issue a loan to a borrower who already has a high debt burden. For example, he spends more than half of his income on paying interest on a loan. The issuance of mortgage loans for a period of more than 30 years will also be limited.
We recently told you that Russians issued more than 1 million mortgage loans in 2024.
