The main task of the group is to develop regulatory and legal measures aimed at protecting citizens from new fraud schemes. The head of the committee, Anatoly Aksakov, noted that fraudsters are constantly inventing new ways of fraud, and the task of the state is to quickly close loopholes for intruders.
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This week, the State Duma plans to consider a bill that introduces a cooling-off period for consumer loans. In addition, the document includes restrictions on the use of tokenized (digital) cards and provides for accelerated data exchange between banks and credit bureaus. These steps are aimed at preventing impulsive decisions by citizens who may become victims of fraud.
From March 1, 2025, Russians will be able to set a self-lock for new loans, some banks have already launched such a service. In the future, it is planned to create an institution of trusted persons, which will allow citizens to delegate confirmation of their financial transactions to loved ones.
